IN A move to strengthen its services, the Pag-Ibig Fund aims to expand its active membership to 17.84 million by 2025, adding 1.26 million members nationwide. This ambitious goal was announced during the stakeholders' report on March 14, 2025, at SMX, SM Lanang, Davao City.
Pag-Ibig Fund CEO Marilene Acosta highlighted that 13% of the projected growth—about 164,718 members—will come from Mindanao. The Fund’s active membership reached 16.58 million in 2024, reflecting a 4 percent increase from 2023, with Mindanao accounting for 1.88 million members.
Stronger financial performance
Pag-Ibig’s membership savings grew significantly in 2024, reaching ₱132.81 billion—a 49 percent increase from the previous year.
For 2025, the Fund targets ₱154.71 billion in total savings, with ₱16.59 billion expected from Mindanao, contributing 11% to the national goal.
Short-term loans are another key area of growth. Pag-Ibig plans to assist 3.62 million borrowers in 2025, with 15 percent coming from Mindanao.
The total short-term loan portfolio is projected to hit ₱95.32 billion, with ₱10.48 billion from the region.
Boosting homeownership
The Fund also seeks to expand its housing loan program, aiming to finance 111,648 housing units in 2025 with a total loan takeout value of ₱156.86 billion. These efforts align with the government’s Pambansang Pabahay para sa Pilipino Program (4PH) to improve access to affordable housing nationwide.
Sustained growth, Stability
Pag-Ibig expects a 10 percent increase in total assets, reaching ₱1.18 trillion in 2025, up from ₱1.06 trillion in 2024—demonstrating its financial strength and stability.
In 2024, the Fund approved ₱20.17 billion in housing loans under the 4PH program, financing 17,791 housing units. It also achieved a high-performing loan ratio of 93.72 percent and recorded a net income of ₱67.52 billion, reinforcing its position as a key player in the housing and savings sectors.
With a solid track record and ambitious goals, Pag-IBIG Fund remains committed to supporting Filipino families in building financial security and homeownership nationwide.
