Aguilar: Insurance

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WHEN fire razed Agaton’s house, he went off to the insurance company and demanded his compensation money. But he found out that the company didn’t operate that way.

The manager said, “It is our policy to replace your house and anything else you lost exactly in the same style and condition.”

Agaton said, “Well, in that case I would like to cancel the policy I took out on my mother-in-law.”

***

Sitting beside her old husband in the hospital bed, Marlene had to crane forward to listen to him.

“I’m worried about the cost of this treatment, the husband wheezed. His voice was hardly a whisper. How will we ever pay the specialists, the hospital, the operations,” he wheezed.

“Don’t worry about it,” said the wife. It’s all been taken care of. I have had a talk with the hospital and they assured me that I can pay as soon as I’ve collected your insurance.”

***

The insurance company noted with suspicion that Agaton’s premises were burned down the very day he took out the insurance policy. Suspecting fraud, the company sent him the following message: “Sir, you took out a policy with us at 10 a.m., and the fire didn’t break out until 5 p.m. on the same day. Will you please explain the delay?”

***

Agaton and Puruntong met on a cruise ship, got to talking and found out that they were both retired from the insurance company.

“Yes,” said Agaton. “When I got the settlement from the company after the fire, my wife and I decided to retire.

“Same here with me.” The flood wiped us out, but the insurance company settled quickly.”

Agaton looked puzzled. “Tell me Puruntong, how do you start a flood?”

***

The company was sending him bankrupt so Agaton decided to burn his beer house and collect the insurance, but not without a master plan.

After he set it ablaze, he called the police and told them that a gorilla had done it.

“Would you be able to recognize him again?” asked the cop.

“It would be difficult,” said Agaton. “He was wearing a mask.”

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